Comparison of 3 Mexican Auto Insurance Companies
Mexican car, Motorhome, RV, Motorcycle insurance companies for Mexico, Central America
I hope my unbiased reviews of these 3 Mexican auto insurance companies will help you decide where to get your Mexico or Central America auto, motorhome, RV or motorcycle insurance. Many Mexican insurance companies offer to pay me to recommend their insurance, but I know and trust these guys. I worked in the Mexican auto insurance business. I've seen companies come and go. Good claims service is the mark of a good insurance company. These Mexican insurance companies have claims service I trust for my own vehicles.
The short version -- if you don't want to read my Sherlockian reasoning about what makes a good Mexican insurance company, and why these Mexico auto, RV, motorcycle insurance companies are best, just click their names and buy a policy with assurance. Otherwise read on.
Nelson Insurance Agency for cars or motorcycles driving all of Mexico, RV'ers wanting advice,
International Insurance for RV, motorhome or trailer insurance,
Ajo Mexican Insurance for anybody driving only in Sonora.
You will find several different products relating to driving in Mexico (maps, road logs, travelogues or roadlogs) on my shopping cart, as well as a description of my trip-planning services to help you get the most out of a driving trip to Mexico.
Buyer Beware
I won't say negative things about other Mexican insurance companies, but the most expensive ones aren't worth what they charge. The cheapest ones are worth what you pay -- except companies that specialize in only one area of Mexico, like Sonora or Baja. They may be cheapest and still good. There are some really inexpensive Baja only policies that are reputable, but I don't personally know the agents, so don't recommend them. If Baja is the only place you are driving, none of my recommendations will be right for you. If you're driving in Sonora or anywhere else in Mexico, I stand by the quality and price of the companies I recommend.
Trustworthy vehicle insurance for your drive to Mexico is priceless. Peace of mind while driving in Mexico is the most important piece of luggage to pack. These US insurance agents all represent first-class Mexican auto, RV, motorcycle and motorhome insurance companies. I know the owners of these Mexican insurance companies. Price is not the only factor to consider when buying Mexican auto, RV, motorhome insurance for driving to Mexico. I have driven to Mexico with these Mexican insurance companies, and others. These Mexico auto insurance agencies will treat you right. I make a commission from them, but have turned down other Mexican insurance companies because I did not trust them. So my reviews are honest.
Nelson Insurance Agency, based in McAllen, TX has competitively-priced Mexican short-term (less than 6 months) driving insurance for cars, RV or motorhomes and motorcycles. This Mexico insurance agency is about $20 to $30 more for their long-term (6 month or annual) Mexico insurance for cars or motorcycles than the cheapest legitimate Mexican insurance provider on the Net. For RV insurance, go to International Insurance below. BUT, and this is a big but, if peace of mind from having someone to talk to on the phone or via email about driving in Mexico is important to you, this Mexican insurance company offers a lot more than they charge for a driving in Mexico insurance policy. Charles won't plan a mile-by-mile trip for you (that's my job), but he will give you plenty of general information and road conditions so you can find direct or scenic routes and avoid bad roads. If you call him or Byron, please say "Mexico" Mike sent you.
The owner, Charles Nelson (no relation), actually drives Mexico and can answer general questions about driving in Mexico on the phone, or via email, before you buy a policy. That's the kind of company he runs. How much is it worth to you to get reassurance about your trip? If you are driving to Central America, he works with the only Central American insurance company there is. For Central American auto or RV insurance, you will have to call him. Tell him "Mexico" Mike sent you. Nelson Insurance Agency. I've recommended hundreds of drivers to him over the years. I trust his insurance for my own vehicles. Enough said. Charles will be the first to tell you that his RV rates are not competitive like the company below. However, if you drive an RV and want some advice and hand-holding, that could be worth more than anything. Many missionaries and expats swear (nicely) by the quality of his claims service and are repeat customers.
International Insurance, based in Flagstaff, AZ is the least expensive, legitimate Mexican insurance provider on the Net. Their Mexican driving insurance (especially for RV or motorhomes) cannot be beat. The owner, Jim Labelle, is a personal friend. If you don't need driving in Mexico advice, they are your choice for your Mexican RV, motorhome or trailer insurance. For cars and motorcylces, they are only slightly less expensive than Nelson, but do not provide personal service or answer questions about driving Mexico. I have used his insurance for my own vehicles.
Ajo Mexican Insurance, based in Ajo AZ, is the least expensive Mexican vehicle insurance if you are driving in Sonora state. For driving in the rest of Mexico, their Mexican insurance policies are in-between the prices of the other two insurance agencies. But, if Rocky Point, San Carlos or anywhere else in Sonora state is your only driving Mexico destination, they are your best choice. I don't get to Sonora very often, so have not used their insurance company, but have used the Mexican insurance carrier they sell.