Mexican homeowners insurance can be more like USA homeowners policies - with the right Mexican insurance company. Getting homeowners insurance for houses or condos in Mexico has always been a real pain. The coverage was skimpy (good in bikinis, but bad in insurance) and the exclusions have been, well excluding.
Now, you can buy homeowners insurance for your condo or your house in Mexico that is understandable and written along the lines of U.S. homeowners insurance.
Whether you already own your home or condo in Mexico, or are considering buying one, you need to do some research. Not all insurance is created equal, and this is especially true when we compare typical Mexican home Insurance policies with US home policies.
IIG offered the first policy available online in Mexico which is designed almost exactly like a USA or Canadian Policy! Click here to get a quote from IIG now
Typical Mexico homeowners' insurance policies are built differently than US policies, and exclude much of the coverage we expect to be in place. This is why International Insurance Group (IIG) has partnered with ACE Seguros SA de CV to create a policy that you can understand, and that will provide the coverage you know and need.
It does this by virtue of the fact the IIG's policy is built on the same coverage form (in the same way) as a US policy. Coastal locations are eligible and we also offer Earthquake and Hurricane coverage. Click here to get a quote from IIG now
Some of the coverage highlights are;
1. US Style Coverage that includes ? Dwelling – Up to 3 Million USD ?
Other Structures – 10% of Dwelling* ? Personal Property – 40% of Dwelling*
Loss of Use – 20% of Dwelling ? Debris Removal – 10% of Dwelling
Liability – Up to 1 Million USD ? Medical Payments - $5,000
Special (Open Peril) Form Coverage for the Dwelling and Personal Property (HO-3 or HO-5)
Replacement Cost for the Dwelling and Personal Property ? Earthquake ? Hurricane, Flood, and Tidal Wave
Low Fixed Deductible Options ? Coverage for Vandalism
No sub-limit for Electronic Equipment
Increased Limits for Special Property *Can be increased.
2. Do you rent out your home or condo? If so, there is important coverage that is automatically included in our policy ?
Renters Liability - Protects you from renters that may sue you after an occurrence.
Loss of Rents – Protects your income from the property after a loss. This coverage is limited to 20% of the value of the dwelling or for a total of 12 Months.
Solid Underwriter IIG's Mexico homeowners policy is underwritten by ACE SEGUROS SA de CV, a member of ACE-INA, a Multi-national 'A" Rated Fortune 500 Company. Easy Ways to Quote and Buy Getting a Mexico homeowners insurance quote has never been easier. You can get an immediate online quote in less than 5 Minutes by clicking here for IIG.
Once you have a quote you can have proof of insurance with our easy to use online system in just a few minutes more. If you would prefer to speak to a licensed insurance agent who can answer your questions and ensure you get the coverage you need, you can call us at 877-774-2868.
Get a quote today!
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