Mexican Insurance for Cars, Motorhomes, Motorcycles


Do You Need Insurance to Drive to Mexico?

Absolutely! Article 502 of the Mexican Labor Law states: In case of death, the compensation due to persons shall be the amount equal to the amount of “Five thousand {5000} days of The General Minimum Wage or the highest Professional Minimum Wage, plus funeral expenses. The potential liability in Yucatan and Coahuila is the highest at USD$544,000.

Vehicle insurance is required by law for all drivers in Mexico. Not having Mexican liability insurance will result in fines and jail.

US / Canadian auto insurance is not valid in Mexico. Your insurance policy must be issued by a licensed Mexican insurance carrier.

  • The Short Version

      Get Peace of Mind. Get a Quote

  • Mexico Insurance Services has been in business since 2003 (16 years).
  • A+ BBB rating. Quálitas AM Best B+, A-MX among Mexican companies
  • US-based intelligent online chat support. Questions? Ask a knowledgeable person before you buy. "Mexico" Mike was very impressed.
  • Insurance broker. Some are mere agents with fiduciary ties with insurance companies.
  • 21ˢᵗ Century website data security.
  • Comprehensive Roadside Assistance included at no charge.
  • Modern Client Portal. Manage your insurance policy easily.
  • Variety of policies: Border states only, Baja Only. You decide policy start time.
Meet The Broker / Owner of Mexico Insurance Services

Charles Lundy holds National, CA, AZ, NV insurance licenses. Let him tell you why his Mexico insurance company is different and, frankly better. No other Mexican insurance company can insure your auto, RV or motorcycle better or handle your claim more efficiently.


1.  There is little more important to me than the trust of our clients.  When you purchase insurance from us, you get a contract from the Mexican Insurance Company and a broker who will support you on both sides of the border.

2. My extensive Fortune 100 IT experience has allowed me to build our website as user-friendly and properly secure. 

3. Your personal information does not leave the USA or our secure server without your permission (only in the event of a claim).  The moment your payment is processed, your vehicle VIN, first and last name, in addition to the term of coverage are sent - nothing personal until, and if, you file a claim.  We are the only US brokerage who takes this approach and holds your personal information in such high regard.

4. With online access drivers can be added to a policy in seconds, policy can be terminated and modified ... all with a couple clicks, securely from any Internet connected device

5.  We protect you from more than accidents. Mechanical breakdowns can be as traumatic for a tourist as having an accident. AVQ (Comprehensive Roadside Assistance) is provided on EVERY POLICY.

  Save Now! Order Online or via Operator.

"Mexico" Mike Says ¡Si!

As the all-knowing and all-seeing "Mexico" Mike, I could could use any Mexico insurance company for my own SUV.

I am not an agent, but I get offers to recommend other Mexican insurance companies. My reputation is at stake when I endorse a company. Both it and you are safe in the hands of Mexico Insurance Services.

¡Banjército No!

Banjército offers an insurance policy if you get a vehicle permit online. Don't fall for it. Get a policy from a USA agent, even if it is not one I recommend. The coverage from theBanjército-sponsored company is not good, the rates are high and you can only get 180 days of coverage. An annual auto, car or RV insurance policy is a much better deal.

Order Online or Talk to an Operator. You're in Charge.